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    Privacy Policy

    Last updated: 2026

    AnyCreditWelcome ("we", "us") respects your privacy. Our calculators run in your browser. We never ask for your name, account numbers, Social Security number, or any login credentials.

    What we collect

    Anonymous usage analytics (pages viewed, device type, referrer, anonymized IP) to improve the site. If you voluntarily email us, we keep that message to reply. Calculator inputs you type stay in your browser unless you click "Copy results link," "Download PDF," or "Email me my plan" — those actions encode your inputs into a URL, PDF, or mailto draft that you control.

    Cookies & similar technologies

    We use a small number of first-party cookies and local storage to remember your preferences (for example, your cookie consent choice and any planner inputs you save in your own browser). We also use limited analytics cookies to count visits.

    Google AdSense & third-party advertising

    Third-party vendors, including Google, use cookies to serve ads based on a user's prior visits to this website or other websites. Google's use of advertising cookies enables it and its partners to serve ads to you based on your visit to our site and/or other sites on the internet.

    Google, as a third-party vendor, uses the DoubleClick DART cookie to serve ads to our users based on their visit to anycreditwelcome.com and other sites on the internet. Users may opt out of the DoubleClick DART cookie by visiting the Google ads and content network privacy policy.

    You may opt out of personalized advertising by visiting Google Ads Settings. You can also opt out of a third-party vendor's use of cookies for personalized advertising by visiting aboutads.info or youronlinechoices.eu (EEA/UK).

    For EEA, UK, and Swiss visitors, our cookie banner asks for consent before personalized ads or analytics cookies are activated, in line with Google's EU User Consent Policy. We use Google Consent Mode v2 with all ad and analytics storage defaulted to denied until you accept.

    What we don't do

    We don't sell your personal data. We don't pull your credit. We don't share the numbers you type into the calculators with lenders or third parties.

    Your rights

    You can clear locally saved planner data anytime from your browser. You can change your cookie consent by clearing site data and reloading. Email privacy@anycreditwelcome.com for any privacy-related request, including access, correction, or deletion of any data we hold about you.

    Contact

    AnyCreditWelcome.com — questions about this policy: privacy@anycreditwelcome.com.

    AnyCreditWelcome

    © 2026 AnyCreditWelcome. All rights reserved.

    All calculators and projections are for informational purposes only and do not constitute financial, legal, or tax advice. Estimates are based on the numbers you enter and may differ from your actual terms, fees, and interest calculations. Please consult a qualified financial professional before making credit or debt decisions. AnyCreditWelcome.com is not a lender, creditor, or licensed financial advisor.

    We use cookies to run this site, measure anonymous usage, and — with your consent — show personalized ads via Google AdSense and other third-party vendors. AdSense and partners may set cookies to serve and measure ads. See our Privacy Policy and Disclaimer for details and opt-out options.