Terms of Use
Last updated: 2026
By using AnyCreditWelcome.com you agree to these terms. The site provides educational tools and estimates only. We are not a lender, financial advisor, credit counselor, or law firm.
Not financial advice
All calculations are based on the numbers you enter and standard interest formulas. Your real payoff timeline, fees, and minimum payments depend on your lender's terms. Always confirm with a qualified professional before making major financial decisions.
Acceptable use
Don't scrape, attack, or misuse the site. Don't use it to give regulated financial advice to others.
No warranty
The tools are provided "as is" without warranty of any kind. We are not liable for losses arising from decisions you make based on the output.
Changes
We may update these terms; the latest version always lives on this page.
