Free · No signup · No bank login
60 seconds to see how much reward money your cards are quietly leaking.
Use the wrong card, miss a credit, or let points sit too long — and the bank quietly keeps the difference. See your number in 60 seconds.
1 minute · 100% free · No card or signup needed
You’re leaking about
$487/yr
in rewards you already earned but never got back.
3 small moves
Use ONE card for groceries this month.
Cash out the points sitting in your oldest card.
Use the food credit on your annual-fee card.
Example only. Your number depends on your spending and cards.
↑ This is what you’ll see when you finish.
No login. No bank link.
We never see your accounts, balances, or card numbers. Use it like a private calculator.
Privacy-first by design
Your answers stay in your browser. Nothing is sold, traded, or used to retarget you.
Bank-level data security
Encrypted in transit (HTTPS). No PII required to get your leak number.
Live preview
Here’s exactly what happens in 60 seconds
- Step 1
Answer 4 quick questions
Tap your card count, fee band, monthly spend, and a few habits. No typing.
○ 1 card● 3–4 cards○ 5–6 cards - Step 2
Get your leak number
We compare a 1% baseline against best-case earn rates and show the gap, in dollars.
Estimated leak
$487/yr
Grade D · Confusing-on-purpose
- Step 3
See 3 small moves
Personalized to your answers — not a generic “use 5% categories” lecture.
- 1. Use ONE card for groceries.
- 2. Cash out stale points today.
- 3. Use the food credit before it expires.
Sample shown. Your numbers depend on your real spending and cards.
You’re not lazy. The game is confusing on purpose.
The average person forgets which card to swipe, ignores the “$10 food credit” email, and lets points sit until they expire. That’s not a you problem — that’s the design.
Every month you wait, the leak keeps dripping.
At $400 a year, that’s about $33 every single month walking out of your wallet. The check takes one minute. The leak doesn’t take a break.
60 seconds from now
What you’ll find out
The exact dollar amount — you’re likely leaving on the table this year — not a vague “you could earn more.”
Your card-game grade (A to F) — so you know in 5 seconds if you’re fine or getting played.
The ONE card you should be swiping at the grocery store — based on what you already own. (Hint: it’s probably not the one in your front pocket.)
The “quiet credit” most people forget — that’s worth $10–$25 every month — and resets if you don’t use it.
3 small moves you can do this week — no new cards. No spreadsheets. No app to download.
This is for you if…
You have 1–6 credit cards and you’ve quietly thought, “I bet I’m doing this wrong.”
You don’t want another app, another login, or another spreadsheet.
You just want a straight answer: “Am I wasting money with the cards already in my wallet?”
You’d rather spend 60 seconds now than another year guessing.
A simple check. An honest answer.
We turn a few yes/no answers into a clean scorecard that shows where your rewards are slipping away — and the smallest moves to plug them. No apps. No accounts. No upsell to a paid program.
Quick answers before you start
Find out what your cards are really costing you.
One minute from now, you’ll know your leak number, your grade, and the 3 smallest moves that put real money back in your pocket. If it tells you you’re fine — even better. You’ll finally know.
Free · 1 minute · No signup · No bank login